Flexible Payment Options with Shop Pay
Buy now, pay later with interest-free installments
Shop Pay Installments lets you split your purchase into 4 equal, interest-free payments. Pay over time with no hidden fees and get your order right away.
Shop Pay Installments
Shop Pay Installments is a buy now, pay later service offered by Shopify. Split your purchase into 4 interest-free payments, paid automatically every 2 weeks.
- Split purchases into 4 interest-free payments
- Pay every 2 weeks automatically
- No hidden fees or interest charges
- Instant approval decision at checkout
- Secure and trusted by Shopify
- Track payments in the Shop app
How Shop Pay Installments Works
1
Shop
Add items to your cart and proceed to checkout as usual.
2
Choose Shop Pay
Select Shop Pay Installments as your payment method at checkout.
3
Get Approved
Complete a quick application and receive instant approval in seconds.
4
Pay Over Time
Make 4 automatic payments every 2 weeks with no interest or hidden fees.
Frequently Asked Questions
Is there a credit check required?
Shop Pay performs a soft credit check that won't affect your credit score. This helps determine your eligibility without impacting your credit.
What happens if I miss a payment?
Late fees may apply if you miss a payment. We recommend setting up automatic payments to avoid any late fees and ensure your payments are made on time.
Can I return items purchased with Shop Pay Installments?
Yes! Our standard return policy applies to all purchases. Once we process your return, your payment plan will be adjusted or canceled accordingly.
Are there any fees?
Shop Pay Installments has no interest and no fees when you pay on time. Late payment fees may apply if you miss a scheduled payment.
What is the minimum purchase amount?
Shop Pay Installments is available for purchases between $50 and $3,000. Eligibility is determined at checkout based on your order total and other factors.